Straight answers about California car insurance
What the state actually requires, what a gap in coverage really costs you, how an SR-22 works, and what to do when a company does not renew you. Written for Inland Empire drivers dealing with it right now.
Uninsured
Driving without coverage, or never had a policy.
What happens if you get pulled over without insurance in California
What happens if you are caught driving without insurance in California?
Read the answer → UninsuredCan I get car insurance the same day in California?
Can you get car insurance the same day in California?
Read the answer → UninsuredHow to get car insurance with no prior insurance history
Can I get car insurance if I have never had insurance before?
Read the answer →Gap in coverage
Coverage stopped, or a DMV notice showed up in the mail.
There is a gap in my auto insurance. What do I do now?
What should I do if there is a gap in my auto insurance?
Read the answer → Gap in coverageHow long does a gap in coverage affect your insurance rate?
How long does a gap in car insurance affect your rate?
Read the answer → Gap in coverageVehicle registration suspended for no insurance in California
Why did the California DMV suspend my registration?
Read the answer →Tickets & accidents
Told no, not renewed, or priced out after something happened.
How long do tickets and accidents affect your California insurance rate?
How long does a ticket affect car insurance in California?
Read the answer → Tickets & accidentsYour insurance company did not renew you. What to do next
What should I do if my insurance company does not renew me?
Read the answer → Tickets & accidentsDoes your credit affect car insurance in California?
Does credit affect car insurance rates in California?
Read the answer →SR-22
Filings, reinstatement, and the three-year rule.
California SR-22: what it is, how to file, and how long you need it
What is an SR-22 in California?
Read the answer → SR-22SR-22 vs. non-owner SR-22: which one do you need?
What is the difference between an SR-22 and a non-owner SR-22?
Read the answer → SR-22How to get your California license reinstated after a suspension
How do I get my suspended California license back?
Read the answer →Coverage basics
What California actually requires you to carry.
Still not sure where you stand?
Call us and describe the situation. We will tell you what it takes to fix it, whether or not you buy anything today.